Tip #1: Ask yourself, “How did my parents or other role models relate with one another over money? What did I see them do? How did they talk to one another about money? What did they teach me, directly and indirectly?” Another excellent way to uncover this truth is to make a list: “My father said the following about money…” and “My mother said the following about money…”

Review these lists and circle anything that is similar to the way you or your partner behaved.

Tip #2: Get clear on your real feelings about your parents and your unresolved upsets with them. Do you feel in separation, divorce or widowhood that your family did not give you the proper foundation to help you now cope? Did you get married as a safe haven from having to address many issues of independence? Write a letter to your parents venting any negative feelings, and read it every day for at least three days — and then burn it.

Tip #3: Did you communicate about money with your former spouse by getting upset or by shutting down? Since honesty is crucial to building trust, how honest were you with yourself and your partner? Did you simply just hand over the reins of power to avoid conflict? Was this your form of honesty and trust building? Did you imply or actually say, “I leave it to you, I trust you to take care of me?”

These are powerful questions you need to ask yourself to get to the bottom of your money story. After all, your money story is a vital key to regaining healthy self-esteem after divorce or during widowhood. The more honest you are, the more likely for your money story to have a happy ending. (Or the easier to turn your lump of coal into a diamond.)

Remember, if you don’t address these patterns, they simply repeat themselves in future relationships.

Author's Bio: 

Dr. Gerhart, Certified Financial Planner, has a solid stature as a successful businesswoman. She has proven her business acumen as a management consultant to Fortune 500 companies and two branches of the United States armed forces, and as the owner of a financial service company, Gerhart Group, for almost 20 years, serving as a registered principal. She maintains and exceeds the minimum continuing education standards required to maintain her CFP credentials as well as her life insurance license and securities registrations. She is a graduate of Financial Planning, a Certified Financial Planner, and holds insurance and real estate brokerage licenses.
She is committed to seeing that people, especially women, are inspired, empowered, and transformed around their money/financial issues. She served as a college Dean of Student Learning, holds a doctorate in education, graduated Cum Laude from DePaul University, and is a member of honor societies Kappa Delta Pi and Delta Pi Epsilon. Dr. Gerhart was a founding faculty member of one of seven Leagues of Innovations Community Colleges in the United States. Her remarkable contributions to college education span twenty-five years.
Through her vast experience and qualifications and magnetic energy, Judith is facilitating the creation of profound and inspiring futures for all the women she works with.