Self Improvement Site
On The Internet! Take the Self Improvement Tour
On The Internet! Take the Self Improvement Tour
Debt and Debt Consolidation Articles
We are currently looking for an Official SelfGrowth.com Guide to "Debt and Debt Consolidation". If you have expertise in Debt and Debt Consolidation and your own website and/or product for this topic, please review this form for complete details. The Official Guide Position is part of our Premium Placement Package
- Borrow Money Online If You’re In A Financial Jam, But Read This Advice First! - by Submitted on Apr 08, 2011 from Claire BurtonIf you are looking for ways to borrow money online, then the information you need is right here. We all go through stages of needing money quickly, but it’s not always a simple matter. With banks tightening up their lending criteria, you might very well find yourself needing some extra cash and ...
Views: 692 - Discover How to Stick to Your Budget - by Submitted on Feb 23, 2011 from Nelson BerryBy The Pioneer of Subliminal Messages Online. It doesn't matter if you're born rich or self-made. Unless you're going to budget your money, you will lose everything you've got. Here's the problem, though: it is so much easier to create a budget list than to stick to it. Sticking to a ...
Views: 692 - Retirement Planning: Start Now or Live Miserably - by Submitted on Dec 23, 2008 from Menno SpijkstraPredicting the future is something not only fortune tellers can do, but we can do as well. Personally I think casting predictions based on a set of cards is a load of bull, and the better way to go about it would be basing it on cold hard facts. Where do you see yourself when you reach the ...
Views: 691 - Should You Settle Your Debtor or File for Bankruptcy - by Submitted on Feb 04, 2011 from april AndyAs a Bankruptcy Attorney New Jersey, clients call my office on a weekly basis who have tried to settle their debts and ask me if they should have instead filed for bankruptcy. This is the ultimate question any potential client should ask before they either file for bankruptcy or choose to ...
Views: 691 - Credit Consolidation-Getting Help With Debt Relief - by Submitted on Sep 09, 2011 from Michael LenzAre you having problems meeting your card payments? If you have answered yes, then maybe it’s time to consider finding a credit card debt relief program. Let me be totally honest with you from the start, I do not like the way credit card companies operate. If you join a program, you can be out ...
Views: 689 - Does Debt Matters For Economy and Gold? - by Submitted on Oct 29, 2020 from Gurpree atwalThe U.S. passed a milestone! The federal debt(https://www.sunshineprofits.com/gold-silver/dictionary/federal-debt-gold/) in private hands surpassed 100 percent of GDP measured quarterly, in the second quarter of 2020. On an annual basis, it would exceed the size of the economy next year, due to ...
Views: 689 - Three Ways to Mess up Your Debt Settlement - by Submitted on Dec 29, 2011 from Treena AlmasiDebt ratios for consumers across the country are at historic highs in terms of debt versus income, as a percentage of the Gross Domestic Product, and as a result, a record number of consumers are seeking debt relief in the form of debt settlement, debt consolidation, debt counseling, and ...
Views: 689 - How to Safeguard Your Identity From Thieves - by Submitted on Aug 24, 2011 from John LeBlancThere was a time when you only had to worry about as far as identity protection was some ne’er do well stealing your ID and claiming it as their own long enough to empty your accounts into theirs. Now we have to worry about potential significant others leafing through them before they get to ...
Views: 688 - How to Speak with Someone About Seeking Financial Help - by Submitted on Jan 13, 2020 from Mary JamesMoney – and debt – are deeply personal topics that we don’t always feel comfortable discussing, even with our loved ones and close friends. However, we shouldn’t dodge a topic simply because it’s uncomfortable. If you’re worried about a friend, colleague, or family member’s finances, the best ...
Views: 688 - The Best Unclaimed Money Finder - by Submitted on Oct 10, 2011 from Nicole AndersonThe lack of unclaimed money searches have been a much bigger problem than unclaimed money itself. Most of us are still unaware of the best possible means by which we can locate lost money in a particular state. We should be aware of the certain common sources that lead to the accumulation of ...
Views: 688 - Who is the Credit CARD Act Trying to Help? - by Submitted on Dec 29, 2011 from Treena AlmasiA new survey by the New York-based nonprofit research and advocacy group Demos shows that before the mortgage meltdown got into its full swing and the economy went deep into recession, Americans in low and middle income brackets were using their credit cards to cover basic living expenses, ...
Views: 688 - Credit Card Relief - How to Get Rid of Credit Card Debt - by Submitted on Sep 23, 2011 from Richard GansunCredit card debt has been widely recognized as the primary reason why people are suffering from low credit scores in the country. The most likely reason why many people suffer from this vicious cycle of debt is that it is difficult to keep a track of all the points of expenditure through credit ...
Views: 687 - Manage Your Debts in a Smarter Way - by Submitted on Aug 06, 2009 from Vicky TalrejaDebt management program provide you services and advice that help you to manage your multiple debts and get rid off them. It is very easy to avail these services as there are various service providers available in the online and offline market. This program involves help from the ...
Views: 686 - Few Popular Facts on Credit Card Balance Transfer - by Submitted on Jul 26, 2011 from karen brownCredit Card Balance Transfer is a process where people can transfer their debt from high interest balance account to low interest balance account. The annual average interest rate is 16% on all the credit cards. But some credit card companies give an introductory offer of 0% interest or fixed ...
Views: 685 - Choose the best car loan - by Submitted on Sep 21, 2011 from Statewide MoneyEvery person dreams of having their own car. However, with tight budget, it somehow becomes difficult for some people to buy a car for their own. Car loan is the utmost solution for this concern, which assists borrowers to obtain the funds they need to buy a car. This type of loan is simply a ...
Views: 684 - Debt Consolidation Calculator: The Borrower's Best Friend - by Submitted on Jan 22, 2009 from Menno SpijkstraWhen it comes down to the running the numbers pertaining to debt, accurately assessing each one of them is but of the utmost importance. You can’t just make wild guesses or rough estimates when figuring out how much you owe and when it’s due. Going about the whole process of debt ...
Views: 684 - Credit Card Debt Relief-Are You In Need Of Help - by Submitted on Jul 15, 2011 from Michael LenzCredit card debt relief programs are designed for individuals who are having difficulties meeting their card payments on a monthly basis. I admit right from the start I personally do not like credit card companies and their ways of doing business. It’s kind of foolish to pay them over a 15 year ...
Views: 683 - Debt Management Help- Assistive Guidepost For Debt Management Non Profit - by Submitted on Jul 02, 2011 from bik gurungIf you've ever experienced a tough money period and have fallen past due on a loan payment, you most likely received a collection call. You may have thought that old lady on the other end of the telephone punched those buttons with her poor tiny fingers, but you could be in for a surprise. As ...
Views: 683 - Knowing Debt Management Pros and Cons for Making a Decision - by Submitted on Jun 19, 2011 from Vernon CollinsWhile debt management services could be one of the most widely used and effective ways of getting out of debt burden permanently, one has to examine the pros and cons before accepting any such services. That means you need to know the debt management pros and cons before adopting one. A look ...
Views: 682 - Debt Settlement vs. Bankruptcy – Which Strategy Can Benefit You Most? - by Submitted on Apr 01, 2011 from Joseph HernandezAre you at a point in your life where you either have to choose between debt settlement and bankruptcy? Proclaiming bankruptcy is a popular debt free remedy, but it does not mean that you automatically do it when you are encountering financial hardships. The reason is that there might be a more ...
Views: 681 - All Communication from Debt Collectors can be used as Evidence against them - by Submitted on Feb 02, 2011 from John KevinIf a debt collector calls you, do not panic and hang up. Take the calls and keep them talking to find out as many details as possible about them. Ask for debt details, original creditor's name, debt collection agency's name and caller's name. Instead of giving your personal information out, try ...
Views: 680 - Getting Back Financial Life on Track with Trinity Debt Management Services - by Submitted on Jun 19, 2011 from Vernon CollinsWhen a debtor seeks debt management services, he or she will come across numerous offers from various debt management services. Among them, one agency stands out owing to its quality services and offers are the Trinity Debt Management services. Services Extended by the Agency Basic ...
Views: 680 - How a Good Credit Rating Can help With Debt Management - by Submitted on Apr 13, 2012 from Thomas HockIn the last decade, medical bills and unsecured credit card debt have become a giant problem for people in this country. Millions of Americans are drowning in charge card debts and are with desperate need of help with debt. In earlier times, a lot of people were able to make use of the equity in ...
Views: 680 - Installment Loan No Credit Check - Money Availed Despite Bad Credit - by Submitted on Jul 18, 2020 from Mousumi ChangInstallment loans no credit check loan are availed in two forms; secured and unsecured, the choice is generally the borrowers. When the lender is verifying your personal information, your credit history plays a big part when deciding on whether they were to advance you with a loan and on what ...
Views: 680 - The governments Making Home Affordable Program - by Submitted on Nov 17, 2011 from John B. HasheyThe governments Making Home Affordable Program (HAMP) released in March 2009 was designed to help homeowners modify mortgages and stay in their homes. While qualifications for HAMP seem pretty straight forward, the governments program appears to be failing. While many borrowers have applied ...
Views: 679 - Smoke, Mirrors, and Unemployment - by Submitted on Dec 08, 2011 from Kieran PollardAccording to U.S. government calculations, the unemployment rate had a huge drop down to 9% in January. The headline number indicated that maybe the worst is over and that America is hiring again. A look at a couple of numbers inside the report took the air out of the report pretty quickly and ...
Views: 677 - Entrepreneurial Goal Setting - by Submitted on Dec 08, 2011 from Kieran PollardThe importance of setting goals when you start your own venture will play a critical role in determining whether the business you are launching succeeds or fails. It’s the same for top athletes, people that are successful in business and anyone else that has reached the top of their field. In ...
Views: 676 - Hurdle Of Scanning Your Forgettable Record Is Removed - by Submitted on Oct 21, 2011 from Philip QuinnThe planning of this particular credit scheme is based on various luscious arrangements. All these arrangement have been fitted according to the comfort and taste of common people. The flexibility in the marketing strategies has been the prime factor which encourages the various money lending ...
Views: 675 - Older consumers more likely to have credit cards - by Submitted on Sep 02, 2011 from Thomas PhillipsonOver-45s are most likely to own more than one credit card, according to new research from KPMG.A new study has indicated that older consumers are most likely to have more than one credit card, while their younger counterparts are somewhat more cautious when it comes to splashing the ...
Views: 675 - 5 Essential Tips - How to Get a Bad Credit Loan - by Submitted on Jun 21, 2020 from Mousumi ChangIn today's economic climate, more and more people need loans for automobiles, home mortgages and a host of other reasons. The idea that it's impossible to get a loan with bad credit is a common misconception, but that's exactly what it is: a misconception. It's possible to get a mortgage loan ...
Views: 674 - Debt collectors don’t want people to know what the FDCPA - by Submitted on Sep 19, 2011 from John KevinToday I read an article on the internet complaining about a potential new bill out of New Jersey that would require debt collectors to send a copy of the FDCPA to Consumers. I read the article on collectormentor.com which appears to be a site geared toward aiding and informing ...
Views: 674 - Would You Like to Stay in Your Home and Release Capital? - by Submitted on Jan 15, 2010 from Steven MartinThere is a scheme called Sale and Rent Back. This means that a company buys your house and rents it back to you. Many different businesses are providing this service, but you must look carefully at what they are offering you. There are a handful of companies who offer this service. You need ...
Views: 674 - Vital Recommendations On The Best Way To Find A Professional Web Design And Hosting Company - by Submitted on May 17, 2011 from Arnie RossCredit Unions is considered as non-profit monetary entities even though it operates fairly much similar to a bank, however they do not offer you all the services that a bank has. What they focus much would be to provide its members savings and quality services which usually results in greater ...
Views: 673 - 10 Effective Ways To Boost Your Credit Score In One Day - by Submitted on Sep 29, 2011 from Charmaine Loise MagalonaYour credit score determines your creditworthiness, and your goal is to keep it high. When you want to increase your score rapidly in just one day, then you will want to know these ten effective ways to do it: 1. You should know where to start. Ordering individual credit reports is the best ...
Views: 671 - Debt Consolidation: Turning the Doom and Gloom of the Credit Crunch into a Golden Opportunity - by It's clear to see we're bang in the middle of a credit crunch. More and more banks have needed bailing out, companies are going bankrupt and all we hear are warnings of an impending recession. What's even scarier is the fact that this situation has an adverse effect our personal economy. With ...
Views: 671 - Top 4 Choices of Fast Energy Giving Snacks For People Who Workout - by Submitted on Jul 26, 2018 from Tori UtleyEngaging in an intense workout is essential if you must meet your fitness goals, but it is also a time when your body is put under a lot of pressure. However, there are many things you can do to help your body cope with the demands of your fitness regimen. In this post, we will be discussing ...
Views: 671 - What do I do if my creditor or collector sues me? - by Submitted on Feb 14, 2021 from Haris AbbasiIf you are being sued by a debt collector, you must respond. You can respond in person or through an attorney, but you must respond by the date specified in the court documents. When you respond to the lawsuit, the debt collector will have to present evidence to show the court that you owe ...
Views: 671 - National Debt Helpline Provides Free Help With Debt Problems - by Submitted on Jan 25, 2011 from Keith GarrowSeveral thousand people in the UK go into debt every year and many of these will have to file for bankruptcy in order to get out from under the pressures of those debts. Before your debts get to the point of no return, you should contact the National Debt Helpline for free and unbiased help and ...
Views: 669(1 vote) - Newspapers Listing Unclaimed Property Owners - by Submitted on Sep 30, 2011 from Nicole AndersonUnclaimed property owners are now found in most local newspapers. The government of the U.S. had been taking many steps, like public programs, memos, or awareness events, to reach out to the people for the growing amount of unclaimed money. However, these mediums haven’t provided them the ...
Views: 669 - The EPA Chooses Political Expediency over Doing the Right Thing - by Submitted on Dec 08, 2011 from Kieran PollardIn exempting up to twenty industrial facilities from new federal controls on air pollution and the gases blamed for global warming, the Environmental Protection Agency (EPA) has signaled that the Obama administration does not have the political will to move aggressively on any kind of global ...
Views: 669 - The Right Credit Counselor for You - by Submitted on Apr 26, 2011 from Tony HarringtonAre you having problems with your debts right now? Are you planning on hiring a credit counselor but not sure what to expect? Before you actually start looking for a credit counselor to work with, you need to understand a number of things. Remember, you need to make the right decisions when ...
Views: 669 - Choosing an Online Home Loan Calculator - by Submitted on Jul 17, 2011 from Geno ThamAs the adage goes, something that cannot be measured cannot be improved. This fact is inclusive of most things in life including home loans. If you’re looking to live a debt free life, first make sure you calculate how much you can afford to spend. A home loan calculator is a great tool that’ll ...
Views: 668 - Take Your Tax Problems to a Tax Relief Attorney - by Submitted on Mar 23, 2009 from Menno SpijkstraIn the cartoon shows, helpless citizens always find themselves saved by a super hero flying to their rescue in the nick of time. Superman, Spiderman, Batman and a bunch of other men are well known for doing such a task. In the fictional world, those are the guys you’d go to in times of trouble, ...
Views: 667 - The Basics Of Structured Settlements - by Submitted on Dec 14, 2008 from Menno SpijkstraThis is not to be taken literally, because most people hearing the term “structured settlements” would often think of infrastructure pertaining to houses. This is a finance site, and we're not here to talk about home improvement. For those out there that don't know what it means, ...
Views: 667 - They Warned US (and the Fed’s Aren’t Coming to Rescue) - by Submitted on Dec 29, 2011 from Treena AlmasiAfter lobbying aggressively against its passage credit card issuers gave two warnings about the Credit Card Accountability, Responsibility and Disclosure Act of 2009; that interest rates on their cards would have to increase and that the availability of credit would diminish. On May 22, 2009, ...
Views: 666 - How to Avoid Foreclosure - by Submitted on Nov 17, 2011 from John B. HasheyIf your home is in foreclosure, taking immediate action to stop the foreclosure process is critical if you want to save your home. Contacting a bankruptcy attorney that understand foreclosure defense is essential. If you have received the “Notice of Default” or a “Notice of Trustee Sale” from ...
Views: 665 - The Financial Savings Achievable With Do it yourself bankruptcy - by Submitted on Feb 02, 2011 from Kali McCarthyDo it yourself bankruptcy can seem just like a great way to save money, and this method can be in some situations. If you need to file bankruptcy then cash is normally already tight, so paying for an attorney might seem as an unnecessary expense. In some circumstances this can be accurate, and ...
Views: 665 - Sleep Better and Reduce Your Debt Today - by Submitted on Jul 26, 2012 from carl liCar loans, housing loans, personal loans, credit cards - it's hard to get away from debt. Sometimes, they are inevitable, especially when emergencies strike. But the cost of debt is high. Not only are interest rates and finance charges expensive, but as debts balloon, we lose peace of mind and ...
Views: 664