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Debt and Debt Consolidation Articles
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- Find the Right Bank for You with Bank Reviews and Ratings - by Submitted on Oct 06, 2011 from Shelby LaraIt is not hard to find a good bank; all it takes is a little bit of research into banking reviews and ratings. You can find sites that highlight the best banks by searching online for review sites. Once you have found the bank that is right for you, that has all of the programs that you need and ...
Views: 770 - Free Ways to find Unclaimed Property - by Submitted on Nov 17, 2011 from Nicole AndersonLost money is a great way to increase finances. The state treasuries believe that one in every ten of the people in the states have lost money or property scattered in different parts of the state. Most of these are in the form of idle accounts that are still waiting with the bank for their real ...
Views: 770 - Negotiating With Creditors- How Will I Know If The Credit Card Companies Will Settle?" - by Submitted on Feb 01, 2011 from Joseph HernandezNegotiating with creditors occurs every day. During fourteen years of negotiating credit card debt on behalf of my clients, I've only witnessed six accounts that either the lenders refused to settle, or negotiated a payment plan. And I've negotiated over 2,500 accounts. Why such a very high ...
Views: 770 - Should You Use a Personal Loan for Consolidating Medical Bills - by Submitted on Jul 18, 2018 from Kalyna KapurYou can use a personal loan to consolidate your medical bills if it has a lower interest or longer repayment term that will reduce the monthly payment. With personal loan, you have the option of choosing to pay a fixed interest rate so that your monthly payment stays the same throughout the loan ...
Views: 770(1 vote) - Top Debt Settlement Companies - What To Look For When Selecting A Debt Settlement Company - by Submitted on Aug 19, 2009 from Keith GarrowWhen you owe lots of money and you decide you want to try to settle your debts, you naturally want to find the best debt settlement companies out there. This is a perfectly sensible approach, but can be easier said than done. Part of the problem is that that there are just so many debt ...
Views: 770(3 votes) - 5 Tips To Fix Bad Credit And Improve Credit Score - by Submitted on Aug 01, 2008 from Jeannie CrabtreeIf you get into a bad credit predicament, you cannot just duck your head and hope that this passes over. You must actively work to fix your bad credit and work with and improve your credit score. If you want to open a bank account, want to buy a major appliance, rent or buy a home, all of this ...
Views: 769 - Card Holder’s Bill of Rights Passes House Vote - by Submitted on Dec 29, 2011 from Treena AlmasiReacting to the massive outcry from credit card holders across the country, The House of Representatives passed The Card Holder’s Bill of Rights which prohibits the types of sudden interest rate hikes and exorbitant fees commonly charged by credit card companies. The bill passed in a landslide ...
Views: 769 - IVA Help and Advice – How to reduce your debts! - by Submitted on Nov 20, 2009 from David JhonsonDebt is one perennial problem that is being faced by someone at sometime or the other. You could be the next. In such a situation, it is vital you get the IVA (Individual Voluntary Arrangement) help and advice in order to help you control and manage your debts. While it will help you manage your ...
Views: 769(1 vote) - Organizing Your Credit Cards – Do’s and Don’ts. - by Submitted on May 14, 2009 from Deb WilsonMost of us use credit cards extensively month to month and almost as many people don’t use them to their full advantage and end up paying way more interest than they should. Here are some credit card tips on how to keep on top of your credit cards and get the benefits you’re entitled to. Credit ...
Views: 769 - Do It Your self Bankruptcy As Opposed To Hiring A lawyer - by Submitted on Feb 04, 2011 from Kali McCarthyDo It Yourself Bankruptcy is often seen as a method to file bankruptcy with no price of an experienced attorney. An attorney may charge $ 1000 or more to take care of a personal bankruptcy case, and this might be saved if you deal with the case yourself. To be successful within this goal you ...
Views: 768 - Selecting the right debt reduction consultant for your debt reduction solutions - by Submitted on Sep 30, 2010 from Adeel AkhterDebt is one of the very common dilemmas many Americans are facing today. The recent global travesties have played a major role in making personal consumer debt the largest problem. Many of our readers have worked hard to establish their businesses and to reach good financial benchmarks. ...
Views: 768 - 3 Tips To Consolidate Debt And Get Rid Of It Once And For All - by Submitted on Mar 17, 2012 from Mickal JohnMen have always chased dreams. However, never before anyone in his wildest dreams anyone would have thought possible what one could achieve so quickly now a day. World is practically one phone call away. What with credit cards, electronic money transfer, the miracle of instant access through ...
Views: 767 - How to Come Up with Debt Modification Leads Online - by Submitted on Sep 16, 2009 from John PerryDebts are commonly heard of in society. It is only seemingly natural for a person to get into debts. The reasons for getting into debts are varied: some may be incurred through negligent mishandling of finances, while others are incurred through reasons that are beyond the control of the debtor. ...
Views: 767 - Income Tax Relief: 4 Tax Relief Programs - by Submitted on Apr 28, 2009 from Menno SpijkstraPaying the government “their” share of your income may be not only hurt us financially, but emotionally as well, especially if you think that they aren’t putting the money to work for the people’s benefit. As a taxpayer and law abiding citizen of wherever you may be from, it’s your obligation to ...
Views: 766 - The Jobs That are Disappearing for Good - by Submitted on Dec 08, 2011 from Kieran PollardThe job landscape in the US has been in the process of dramatic change, even prior the start of the recession. Two of the main reasons that these jobs are disappearing are advances in technology and the opportunity for companies to outsource work to offshore locales where labor costs are a ...
Views: 766 - Debt Negotiation Advice - How To Use Debt Negotiation to Become Financially Free - by Submitted on Aug 25, 2009 from Keith GarrowDebt negotiation is an approach that is used every day to help people deal with serious debt problems. The main principle involves negotiating settlement agreements with your creditors to get them to significantly reduce the size of your debt in exchange for a prompt repayment, usually a lump ...
Views: 765(2 votes) - Debt Payment Plans - Advice And Tips For Using A Payment Plan To Get Out Of Debt - by Submitted on Aug 28, 2009 from Keith GarrowDebt payment plans are a way of consolidating your debts into an affordable monthly payment. They are generally known as debt management plans, and are a widespread and successful way of tackling debt in the US and in the UK. In this article I want to explain how debt payment plans work and ...
Views: 765(3 votes) - Action and Reaction on Credit Card Rates and Fees - by Submitted on Dec 29, 2011 from Treena AlmasiThe Obama Administration has made several announcements detailing the purview of the Consumer Financial Protection Agency, a new agency which would regulate the credit card and mortgage industries. The President recently sent the guidelines, which would regulate the fees, terms, and interest ...
Views: 764 - 10 Tips To Help Steer You Away From Debt - by Submitted on Jul 28, 2008 from Christian WardRecently, there has been a tidal wave of bad news for anyone who relies on credit - and that means almost all of us. Repossessions are at an eight-year high, property values are falling and lenders are turning down up to 60% of applications for credit cards, loans and mortgages - one analyst ...
Views: 763 - Verify the charge of the debt relief providers before hiring them - by Submitted on May 06, 2010 from Ryan golembiewskiIf a person goes deep red into debt, it can be devastating to the people and brings in many concerns in their lives. Debt problems can happen if there is any change in circumstances like sudden loss in business or job loss. There may be some other factors like illness, disability, stress, ...
Views: 763 - Debt Consolidation - by Submitted on Mar 29, 2011 from Gemstone FinancialDebt consolidation is an arrangement where one finance company takes over all your current debts. It means bringing multiple debts together and combining them into one easy payment. Debt consolidation program involves regular payments at a rate you can afford to pay so that your debt will be ...
Views: 762 - Effortless Credit Support For Debt Settlement - by Submitted on Feb 27, 2012 from jack FoxThe real time of need for a person is when he has a credit score that is no where near to perfect and he is facing the problematic situation of fiscal scarcity. It is called a difficult situation as such kind of a person faces excess of trouble in getting an approval for the extra cash in hand ...
Views: 762 - Misleading individual voluntary arrangement mailings - by Submitted on May 18, 2011 from Mona MalikLetters have been sent by many companies to individuals who have entered into an individual voluntary arrangement for years who have stated that they have been mis-selling. The OFT have taken action by stopping a few companies consumer credit licences. Web forums focussed upon debt and IVAs ...
Views: 762 - Negotiate Credit Card Settlement - Advice On How To Settle Your Credit Card Debts - by Submitted on Aug 11, 2009 from Keith GarrowWe all use credit cards and we probably all spend a bit more than we really ought to, but when finances are tight it is really easy to slip gradually into fairly serious debt. It gets to a point where it becomes a vicious circle as your card bills rise, leaving you less and less each month, ...
Views: 762(3 votes) - Top Personal Finance Myths - by Submitted on Apr 26, 2012 from Harry JacksonIf you’re stuck in a financial rut, here’s a bit of good news for you: You can get out of it sooner than you think. But wait, here comes the bad news: You can get stuck there forever if you’re not doing the right things. To get yourself on track, the first thing you need to do is to debunk the ...
Views: 762 - Debt Advice: What Get’s You in Debt, and How to Get Back Out - by Submitted on Jun 24, 2009 from Menno SpijkstraThe balance between the money coming into your pocket and the money going out has got to be maintained. If you were to weigh the two, the ideal scene would be this: cash coming in weighs 75% more than the dough going out. To simply put, earn plenty more than what you spend for. But that kinda ...
Views: 761 - Reduce Your Debt with These Simple Money Saving Techniques - by Submitted on Feb 25, 2009 from Keith GarrowThere are lots of things you can do to reduce the amount you spend, and the following suggestions are some of the best ways to save money, because they can have the biggest impact on your spending. The more you can save on what you spend, the more you have available to pay off your debts. Save ...
Views: 760(1 vote) - The Debt Reduction Process - by Submitted on May 08, 2011 from Destroy DebtWith the way the economy is, many Americans are finding themselves in a terrible debt situation. Once that happens, they start looking for ways to help with credit card debt settlement . The process of reducing credit card debt can be pretty tricky for many people. However, a basic understanding ...
Views: 760 - Average Credit Card Debt - Why Is It High and How You Can Avoid Credit Card Debt? - by Submitted on Jan 14, 2011 from Shan MangaAre you drowning in debt? Do you know what the average credit card debt in a typical household is? If you are like a large number of people around the world, you are carrying a balance on your cards. Credit card debt is a leading cause of bankruptcy filings in America today. The American ...
Views: 759 - How important is your choice of trust deed provider? - by Submitted on Oct 24, 2013 from Charlie MaineLots of debtors consider protected trust deeds as a possible debt resolution avenue after noticing promotion in the media. Most of these adverts are paid for by sizeable providers with extensive marketing budgets. These providers are sometimes referred to as "trust deed factories" due to the ...
Views: 759 - How to Beat Debt Relief Obstacles - by Submitted on Feb 25, 2009 from Krista ScruggsSeeking the best way to erase all debts can cause great mental or emotional distress. Couples, families, and individuals may not even know where to start finding relief. Part of the problem is that some creditors use legal, yet seemingly unfair or unethical, practices to keep people trapped. In ...
Views: 758 - Individual Voluntary Arrangement - How long does it last? - by Submitted on May 18, 2011 from Mona MalikThere are many people around England, Wales and Northern Ireland that are finding it hard to handle their debt with the increasing mortgage interest rates, a persons general expenses increasing by the day, and a restrained wage growth.The article investigates the time and commitment it takes ...
Views: 758 - Debt Collectors - Dozen Guidelines Concerning How To Stop And Manage Your Credit Card Debt Collectors - by Submitted on Dec 22, 2011 from Buddy WendellThe best practice demands you to contact more deny/dispute/debt validation for any type of poor recorded validation sent by the collector. The practice of collecting documents regarding your credit debt (e.g. debt validation letter), and what the debt collection agency should do in response ...
Views: 757 - Texas unclaimed property increasing at alarming rate - by Submitted on Oct 10, 2011 from Nicole AndersonUnclaimed property has been a problem every state in the U.S. is facing. There are several modern world problems that our current economy is dealing with and one of the more severe problems is the case with lost money. Like other states in the United States, Texas is also facing similar problem ...
Views: 757 - The Debt Relief Program - by Submitted on Dec 02, 2008 from Menno SpijkstraPeople with a lot of debt problems often have only themselves to blame. They constantly subscribe to things that come with monthly payments, many of which they don't need. The cycle goes on and on as their wants are given more priority over their needs, and before they know it, they find the ...
Views: 757 - Divorce and Credit: 6 Tips to Prevent Joint Accounts from Ruining Your Credit and Delaying Your Next Home Mortgage - by Submitted on Dec 22, 2011 from E. G. PearsonJoint accounts are the biggest problem in a divorce. If the judge assigns an account and its debt to one side, then the other side is no longer legally responsible for the debt; however, since they originally agreed to pay, it can still be reported on their credit report. Keep in mind, it's ...
Views: 756 - How To Manage The Stresses Of Being In Debt - by Submitted on Sep 19, 2018 from Flo SalisburyOne of the biggest stresses that people and businesses in the USA on low to medium income is how to manage their debts. If you have growing credit card debt or have creditors knocking on your door looking for their money, the feeling is second to the feeling of grief after death. Debt is an ...
Views: 755(1 vote) - European debt crisis - by Submitted on Mar 07, 2012 from James DongThe low interest rate environment and the US and European debt crisis hurt the investment market worldwide, which reduced the bonds and equities holdings of HKEx in HK. But the outlook is not as bad as in January. The stock market bounced back substantially. We have also seen more IPO activity. ...
Views: 753 - Debt free: Ask for help to solve your financial issues - by Submitted on Sep 15, 2009 from Vicky TalrejaThe debt free program is another quick and efficient alternate for debt solution which comes to you for your experience. Most of these programs are built up to fit into any type of debt without concerning the seriousness of it. When the borrower buy this debt policy it is required to attach all ...
Views: 752(1 vote) - Knowing Chapter 9 Bankruptcy - by Submitted on Jan 10, 2011 from Joey MaxinSome individuals or businesses thought that in order to control their money, bankruptcy is the answer; it is a rather extreme step that assists debtors effectively escape from all existing owed amount. However, when debts become overwhelming, Bankruptcy may be the only option that a debtor can ...
Views: 752 - Tips About American Credit Counseling - by Submitted on May 14, 2012 from Leon VisagieYou have read all the hype and listened to all the commercials about American credit counseling, haven't you? Almost every one of them has promised to get you out of debt, eliminate your bad credit report and do it all legally. Right? In addition you have heard many of them proclaim to be non ...
Views: 752 - Foreclosure And Some Basic Options - by Submitted on Mar 24, 2008 from Rob EdwardsYou find yourself suddenly behind on your mortgage, and you wonder, “Does this mean I’m a bad person?” No, you’re not a bad person. You’re actually one of millions all around the USA who have fallen upon hard times, and have fallen behind in their mortgage payments. Do many of them fold the ...
Views: 751 - Is It Time For Debt Consolidation? - by Submitted on Mar 19, 2011 from Lance PetersBefore you consider debt consolidation, from a professional company, here are two methods you can try on your own first. But before you start, write down everything you owe. These would include your mortgage payments, your credit card debt, store card debt, hire purchase, car payments, and ...
Views: 750 - Credit score check and factors affecting them - by Submitted on Nov 10, 2011 from joy maliIn this day and age, what is immensely powerful with a huge impact on our lives? The answer is your credit score when it is about your financial life having direct influence on your personal life. Lenders, bankers and other financial institutions check the scores and the history to determine the ...
Views: 749 - 2 Common Yet Different IRS Collection Methods - by Submitted on Sep 26, 2011 from Kes CraigWhen one thinks about how the IRS attempts to collect back taxes, 2 usual methods spring to mind. An IRS levy and an IRS tax lein. Many have confused these as being the same, but, actually, they aren't. An IRS tax levy is a seizure of personal assets to pay a tax debt. However, a tax lien ...
Views: 748 - Will Your Employment Status Have Impact on Your Personal Loan Approval - by Submitted on Jul 18, 2018 from Kalyna KapurYour job history and the type of job that you do can affect the approval of your personal loan. Risky jobs and jobs that do not provide documented proof of your pay can affect the loan approval negatively. The following are 5 types of employment status that can affect your loan approval ...
Views: 748(1 vote) - Best Methods for Finding Lost Money - by Submitted on Nov 22, 2011 from Nicole AndersonUnclaimed money sounds too good to be true. People living in the U.S. were amazed when they were introduced to the concept of unclaimed money because the subject seems to be quite unrealistic. Adding to the astonishment of the people, most were actually unaware of the fact that they might be ...
Views: 747 - Debt Management Services: A Solution to Your Debt Problems - by Submitted on Jul 07, 2009 from Menno SpijkstraRunning out of money is just so ordinary nowadays. With so much to pay for the basic necessities like food, clothing, property mortgage, education and more; you find yourself one day with piles and piles of debt. A huge debt problem will soon face you if you can’t handle all your borrowed money. ...
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