Sam Baker is the owner of the blog Grad Money Matters. She shares different money making ideas on her blog in an effort to empower people to earn money instead of raking up debt. Too many people these days resort to the lure of the credit card companies to make up for any short fall in their daily expenses. This results in debt - something a lot easier to get into than get out of. The basic paradigm of gradmoneymatters.com is that you don't need to get into debt when you need some money. Just look around and you will fins a lot of grat money making ideas for both online and offline ventures. Pick up something that suits your circumstances and increase your income instead of falling prey to the debt monster.