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Patt Cottingham Scheffer
Patt Cottingham Scheffer Quick Facts
Patt and Ken Scheffer, the founders of CreditHeart.com, know the stresses of being in a financial crisis. When Ken was hospitalized in 2005 it sent their finances into a tailspin. The time Patt took off from her business to be in the hospital with Ken, and raise their three children, put their income at negative. Their credit rating tanked and they were close to losing their home on several occasions. In the wake of the unprecedented financial stresses currently facing people in this country Patt and Ken Scheffer decided to share what they, and other people they knew, learned in surviving a financial crisis while keeping a sense of self worth. "When people are facing an acute financial crisis, either from being in foreclosure, loss of a job, or income disruption you can't just send then to a credit counseling bureau and call it a day. People need to learn real self-preservation tactics on how to handle their emotions and stress while keeping their integrity intact " says, Patt Scheffer.The CreditHeart Community Rocky Road Guide, found on www.creditheart.com, gives real insight to deal with the emotional side of a financial crisis that other financial and credit recovery sites usually overlook. The guide gives self-preservation tactics to deal with financial stresses and hardships that are currently facing people, families, and communities across the country. Financial sites know the financial side of the crisis yet this is only half the picture. CreditHeart knows how to take people through a financial crisis while keeping their integrity intact and reducing their stress.On the CreditHeart Community site www.creditheart.com, people can download the CreditHeart Community Rocky Road Guide for $5.55 "We wanted to keep the price very low so that anyone could afford it, says Ken Scheffer" It is a 39 page guide that covers concrete steps to take to address foreclosure, loss of credit, collectors, and financial crisis issues. However, Patt and Ken feel that CreditHeart.com's larger purpose is to help people survive a financial crisis without losing their self-worth and integrity. The guide also offers website links and a book directory for additional support and new insights for overcoming their current situation. It may even help people create a better way of life all together. CreditHeart.com has a community blog called Rocky Road Bloggers so people can come together, have a way to interact with each other, and share their experiences.
Other Programs & Highlights
CreditHeart Community Rocky Road Guide
Available for $5.55 on the CreditHeart site at:
http://creditheart.com/rockyroadguide2.htm
The guide covers foreclosure, credit loss, dealing with collectors, and
putting together a budget and plan for your financial recovery.
However what makes CreditHeart.com different is that we also give
you self-preservation tactics of how to navigate a financial crisis
while keeping your sense of self worth intact. Our belief is that
"You Are The Asset" We offer real advice on how to deal with fear and emotions
which we have found to be the most important part of your whole recovery.
Favorite Quotes & Thoughts from Patt Cottingham Scheffer
"You Are The Asset"
"Be Fear Less"
"Humor Lightens Loads Of Obstacles"
"Be Grateful For What You Have Got, Not What You Do Not"
Getting Started With Patt Cottingham Scheffer
Go to www.creditheart.com to read about our story, find out about the rocky road facts and tales that many people across our country are facing today. Read about how our
CreditHeart Community Rocky Road Guide, created by people who have weathered through tough financial times and lived to tell the tale, can help you.
