Hello, I have worked in the mortgage industry for over twenty years and in doing so have assisted many people with obtaining responsible home finance loans. I enjoy assisting people with improving their credit scoes through credit repair and fixing errors on their annual credit reports. I'm also comfortable giving advice on mortgage rates, home equity loans and family budgeting. Building personal credit is important to ones financial goals and these goals can be jepordized by high APR credit cards, irresponsible mortgages and paying bills late. However, by being financialy responsible you can build credit and realize your dreams. I hope I can help, thanks.