Amid growing individualism, the task of finding a strong community of like-minded people can be daunting. However, making those connections are crucial to lead not only a successful life but also a fulfilling one. In the absence of a community that can exchange information or stories that might be useful to you, it becomes easier to get lost and make bad financial decisions.

Fortunately, there are more cutting-edge platforms that are dedicated to reducing and renegotiating your debt and helping you connect with other consumers who need the same products and services as you do, so you can combine your forces to increase your collective bargaining power.

As we are unable to predict when the American economy will bounce back from one of the most major declines in its history, community fills an important gap for many consumers who are most exposed to the risks of financial uncertainty. For those consumers with growing debt, platforms such as Ubund can re-negotiate with your provider to help you lower your payments to a reasonable level. You just have to become an active member on the platform and enter your debt level among other necessary information. The system takes care of everything with the information that you provide in order to deliver you personalized results.

While handling your debt is an important matter for obvious reasons, it shouldn’t come at the expense of advancing yourself and achieving your goals. Ubund has agreements with a wide and growing sample of providers in fields ranging from education to healthcare and offers you pre-payment options that enable you to enjoy these services at substantially reduced monthly costs. For pre-paying a one or two-year subscription yourself or simply letting Ubund do that for you, you get the benefit of taking that Photoshop, Python or SQL course and master those skills to become competitive in the job market and break into your dream industry.

Ubund abides by the philosophy of uplifting everyone by creating a community for consumers looking for advantageous deals. Therefore, people who have similar goals and interests can come together and show interest for the same product or service to ask for a better bargain. To take advantage of something you like, the only thing you have to do is to become a user on Ubund’s platform and subscribe to that offer and share it with your friends. The more friends who subscribe to the same offer, the higher discounts you all can capture.

If you’re someone whose education or professional training was abruptly interrupted due to the pandemic, then you should definitely check out what Ubund has to offer. If you’re an aspiring real estate developer, nurse, social worker, dentist, licensed insurance or stockbroker, graphic designer or an engineer, then you must check out the several dozens of offerings on Ubund for a large discount.

However, life can come down on you with other unexpected problems. While the U.S. is arguably one of the most industrially and technologically advanced nations in the world, it has a very flawed and excessively expensive healthcare system that you might need to encounter one day. Even if you’re insured or not, you might still experience increased out-of-pocket medical spending that can put you into a financially difficult situation. Luckily, Ubund has agreements with Stanford Medicine and Blue Cross Blue Shield Association, one a world-class hospital and another one of the biggest network insurance companies in the country, and you can reduce your bill up to 90% of you subscribe to either one of their offers today.

Without knowing the entire breadth of high-quality and affordable options available, you might be paying a great portion of your valuable savings for overpriced products and services that simply won’t get you where you want to be at the end of the day.

As they say, however, there is no shame in not knowing but there is shame in not learning. Similarly, there is absolutely no shame in struggling with finding the right offerings from companies that can add value to your life. And it’s possible to achieve that without necessarily burning your wallet.

If you’ve been looking for that community for a long time, you should join websites that will help you reduce your monthly bills, renegotiate your debt, and give the power and control of your life back to you. Do you want to take that critical and industry-required Photoshop class or prep material for your FINRA exams to get your license to finally break into your dream industry? No more postponing that. Now is the time to connect with other people and take back the control over your life.

Author's Bio: 

Cem Vardar has recently started wading the waters of personal finance and the fin-tech industry. I want to increase awareness on personal finance topics and help people get out of debt. Please check out my organization that's committed to helping people gain financial power and control over their lives through education and community-building: