Although there are many problems that can occur within the home, water damage tends to be one of the most devious. Not only can it make it difficult for you and your family because of the damage that occurs, it can also cause hidden damage that may go without action for many years. That is why it is very important for you to consider everything when the insurance claim is first opened. Not only are you going to need to look for any hidden damage that may have occurred, you also need to look for any problems which could compromise the health of your family. What are some of those problems?

One of the issues that can occur when you have any type of water damage in your home is the formation of mold. This is something that may not be evident at first but if it is left go too long, it can actually compromise your health and make the home unlivable. That is why it is important for you to have mold testing services come out to examine the home if you have any type of water damage. They are able to take both surface and air samples to determine if there are any problems with mold spores. Even if there are very few mold spores in the area, that is an indication that the problem could expand at some future time.

It is also important for you to consider the water damage restoration company that you are going to use. In some cases, they are going to come in and put in fans in the area right away to help dry as much of the water as possible. Although this may seem good on the surface, it may actually contribute to the problems that are lying under the surface. If you have water damage to the floor or to the walls, it's often not enough for you to simply dry them. They are going to need to be replaced in order for problems to be kept to a minimum. In some cases, you will be able to use the mold testing service as a restoration company, if they offer both of those services under an umbrella company.

You are also going to need to work with your insurance company throughout the process. Most of us are not really familiar with the type of insurance that we have which may not work in our favor. By understanding your insurance and seeing what can be done according to your insurance policy, you will be in a much better position. If you are unable to do this on your own, hire a public adjuster that can help to walk you through the process. In most cases, they are not only going to help you to get more from your insurance company but they will also reduce the amount that you have to pay for your deduction by working directly with the contractors. It is just one more thing that you can do to help make this difficult time in your life a little less stressful.

Author's Bio: 

Christine is the author of this article about taking care of your home in the event of a flood. She has been in the home improvement industry for a number of years and enjoys helping others in tough times. When disasters do occur she knows a great water damage restoration company that does mold testing services in the event of a disaster. In her free time she enjoys taking trips to her hometown of Washington D.C. to visit her family.