New scheme of government will give great benefit to small industries

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Often you think that if I start my own business instead of 9 to 5 job. But the problem with this is that you need money to start your own small business. For which you consider to take a loan from bank. But take a loan from the bank is not so easy. That's why the government has now started a scheme to solve this problem so that you can easily take a small loan of credit. Shortly before, the Government of India started the Pradhan Mantri Mudra Yojana (PMMY), which gives you a loan of up to Rs 10 lakhs.

Pradhan Mantri Mudra Yojana has been started by the Micro Units Development and Refinance Agency. The objective of this scheme was to promote small and cottage industries in India. India's Prime Minister Narendra Modi had given the information about this plan itself. He also said that those who are working in self employment should take care that now you can take 50 thousand to 10 lakh loan from the bank under Pradhan Mantri Mudra Yojana.

Important information about Pradhan Mantri Mudra Yojana

This Pradhan Mantri Mudra Yojana is divided into three parts.

The first thing in this is the baby plan, in which you can borrow up to 50,000. After that, the adolescent, which can borrow a loan of Rs 50, 000 to Rs 5 lakh. Apart from this, in the end, for the young, the loan amount is up to Rs 5 lakh to 10 lakh rupees.

Now you know about the Pradhan Mantri Mudra Yojana. But who can take a loan - it is also important to know.

Who can avail the currency loan

Any businessman and business company who has not previously been guilty for any loan repayment, and has lent his last loan, he can get a loan under the Pradhan Mantri Mudra Yojana. In this way, any person and the owner of any business, companies working in the private and public sector and own firm, apply for currency loan.

The purpose of taking a loan

Commercial loan is provided under this scheme, so you can not use this loan amount to meet your personal needs. You can use it only to start your small businesses. Also, the capital acquired can be used to meet the marketing objectives required for the business.

The loan will get you easily. But there are also interest rates on the loan. It is also very important to know what rates of interest are in this Pradhan Mantri Mudra Yojana.

Interest Rates

Infant: Interest rate on 50,000 per child loan can start from 1% ie 12% annually. Adolescent: The interest rate of 50,000 and a maximum of 5 lakhs may vary depending on the loan sanctioned by the bank and loan qualification of the borrower. Apart from this, Tarun: The interest rate applicable on loans between Rs. 5 lakh and Rs. 10 lakhs have been kept separate from the basis of case to case.

The basic structure of Pradhan Mantri Mudra Yojana is designed to support the development and promotion of small businesses. The scheme will be encouraged micro enterprises in future and also unemployment can be reduced.

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