Those days are gone when people had to stand in long queues, fill forms, submit innumerable documents and then wait for several weeks to get their savings accounts transferred from one branch to another. With the help of internet, account transfer from one branch to another has become quick and hassle free. If you have a savings account with the State Bank of India (SBI) and want to transfer it to another branch, you can do so online within a week and that too without any charges involved. You don’t even need to visit your bank branch to perform formalities as through internet you can perform all formalities from anywhere in India.

If you want to transfer your SBI savings account to a different branch, below we have listed the process on how to do it online. But before that let’s understand a few prerequisites that must be fulfilled to successfully transfer your account to another branch.

Things to know before you start with the transfer process

Below is the list of things that you must know before you proceed to transfer your SBI savings account online:

1. The option to transfer your SBI bank account online is available only for savings accounts.
2. The SBI savings accounts that are inoperative or KYC (know-your-customer) deficient do not qualify for this facility.
3. Another important prerequisite to start with the SBI savings account transfer online process is that the account holder’s mobile number must be registered with the bank.
4. The account holder must also have the access to SBI Net Banking facility.
5. Before starting the account transfer process online, be ready with the branch code to which you wish to transfer the SBI savings account to.
6. You may even call SBI customer care to get the information.

Process to Transfer SBI Savings Account to another Branch Online

1. Go to
2. Select 'Personal Banking'.
3. Login to your Net Banking account with your username and password.
4. On the top panel, select 'e-services' tab.
5. Select 'Transfer of savings account'.

Now you’ll be directed to another page, which will display your account details such as bank account number and bank branch name. It will display all your SBI savings accounts (if you have more than one).

6. Select the savings account that you wish to transfer to another branch.
7. Enter the branch code where you wish to transfer your account.
8. Verify the account transfer details using both existing and new branch codes.
9. Click on the ‘Confirm’ button.

An OTP will be generated and sent to your registered mobile number.

10. Enter the OTP received on your mobile number
11. Click on the ‘Confirm' button.

The process completes with a message 'Your branch transfer request has been successfully registered'.


  • If you have only one account or if you want to transfer all your accounts from one branch to another, the CIF (Customer Information File) must be necessarily transferred to the new branch. Your CIF includes details of all your bank accounts.
  • After the process, your account number and CIF will remain the same but your bank’s IFSC code will change as it is branch specific. Before the account transfer, if you have given your bank’s the IFSC code to other financial institutions such as mutual funds or the Income Tax Department then you will have to update them of the new code once it has been changed. It is important to inform the concerned financial institutions about the branch code change so that they can revise their existing ECS and other standing instructions.
  • Transfer of a SBI savings account from one branch to another may take a week’s time. Once the transfer has completed, you will be able to see the new branch name after entering in your Net Banking account.
  • Author's Bio: 

    Puneet Sharma works as a guest lecturer in Delhi. He holds a B.Tech & MBA Degree from the UPTU. With extensive knowledge and experience in various financial products, he also works as a consultant in banking & finance domains wherein he offers advice to his clients in managing personal finance.