Your 20s are just the start of your life and so it can be easy to get carried away with your full-time wage and blow it all at the start of the month. Of course, if you really want to grow as an adult then you need to learn how to save money in your 20s to get you ready for later life.

Here, we are going to give you some of our tips to help you save money in your 20s. Keep reading to find out more.

Live On A Budget

If you really want to save money in your 20s then you are going to need to figure out how you can live on a budget. With a budget, you can organize your expenses and find some cash to put aside in your savings account. Try to sit down and write out a budget and stick to this each month. Check your bank account regularly and compare it to your budget to make sure that you are sticking to it.

Buy A Used Car

Public transport can be expensive and so sometimes, it can be better for your bank balance in the long-run to buy a car. Of course, if you want to really save money then you need to think about buying a used car. The best used cars are still reliable and can save you money on lots of things. You’ll save on the ticket price, your insurance and even running costs so this is something to consider if you want to buy a car. Make sure to shop for cheap car insurance using an online service that gives you multiple quotes to review.

Meal Planning

Our next tip for those who want to save money in their 20s is to try out meal planning. When you are spending money on takeaways and buying fresh produce from the store a few times a week, you can lose money and waste ingredients. Try to plan out your meals weekly and make sure that you know what you can afford to buy. Many ingredients can be used for multiple meals throughout the week so make sure to give this a try.

Negotiate With Energy Suppliers

Finally, you should consider negotiating with your energy suppliers if you want to save some money. Many companies charge more for things like heating, electricity and even WIFI than they should. Often, if you simply make a call to them and let them know that you aren’t happy with your price, they will offer to reduce it to retain your custom. This will only take you a few minutes and it could save you a lot of money along the way.


As you can see, there are many ways that you can save money in your 20s so now is the time to make these changes to your lifestyle. If you can follow our advice, you should find that you can save some money and be ready for whatever life throws at you in a few years.

Author's Bio: 

Umar is self-motivated person, a blogging enthusiast who loves to peek into the minds of innovative entrepreneurs. He's inspired by emerging tech & business trends and is dedicated to sharing his passion with readers.