I was interviewed by Vickie Champion on a series of questions of “Things I Wish I knew in my 20s about (money, relationships, health etc.) I’m one of several men and women who are featured on her you tube site.

Here are my thoughts on “What I wish I knew in my 20s about money.”

“When I was growing up there was a lot of fear in our house about not having enough money. I remember the milk man knocked on the door to collect his payment and my mother had told my older sister to tell him she wasn’t home. I didn’t know about this arrangement so I poked my head into the doorway and said, “She’s home. She’s in the bedroom.” I remember my sister brushed me aside and the milkman came back a few days later after my mom received money from my dad’s paycheck. I remember asking my mom about money and she showed us the bills and how much money came in and how much needed to go out. I was probably 8 or 9 years old. I never asked for money after. Not even the dues for girl scouts (a dime a week). I just told them my girl scout leader I forgot the money. Eventually I stopped going – even though I enjoyed it.

This fear of not having enough money stayed with me as an adult. I also had this misguided notion that if I DID acquire more money – such as working an extra shift as a waitress – I was somehow taking it from someone else.
That was decades ago and I’ve become a little wiser.

One thing I wish I knew in my 20s about money is The Law of Attraction - or that like attracts like. For example, fear of not having enough put me in the perfect position for creating more of what I don’t have – enough money. However, the opposite is also true. Believing that there is an abundance of money, opportunity, good health and happiness for me to enjoy, helped me attract more in my life.

Now I have a new mantra. I say, “I am happy, healthy and prosperous.” Another one is “Money comes easily to me.” Once I changed my attitude about attracting money – things got a lot easier. So if there is one thing I wish in my 20s about money is that you attract what you focus on – so you might as well focus on something great.”

I recently put this idea to work - again. My health insurance and other expenses increased so I knew I needed to earn more money. I had a moment of dread (I AM human after all) but quickly realized this type of fear-based thinking would only make things worse. Instead of immersing myself in a pity party, I shifted my attitude, released my panic, focused on creativity and abundance and dove into action. Before long I had a list of opportunities to explore regarding gaining new clients and increasing opportunities for my book, Erase Negativity and Embrace the Magic Within.

Guess what happened? Doors started opening, I earned a spot as a guest on two top-notch radio shows, a client expanded my services for an extra $250 for the next three months, I booked my major client on a television show and I stretched two single hits into doubles in softball.

No one is immune from setbacks, but the faster we can move on to more productive and creative thinking and action, the faster we will reach our goals.

In honor of the Chinese New Year I would like to end with a quote from Confucius.

"The will to win, the desire to succeed, the urge to reach your full potential... these are the keys that will unlock the door to personal excellence."

Author's Bio: 

Sally Marks is the president of Marks Public Relations and the co-author of the self-help book Erase Negativity and Embrace the Magic Within. The book is available on Amazon and through the EraseNegativity.com website.