Financial needs always call for quick action most of the time. You need to arrange quick money to pay them. Sometimes, the financial needs call for same-day cash assistance, where you call out for emptying funds in your account. Not everybody will have enough cash in hand to aid financial needs; credit cards serve to be a real-time fundraiser for instant cash assistance needs. What if the credit card option is exhausted? This is the juncture where easy loans serve as the best ever alternative for your instant cash needs.

What Is An Easy Loan?

Easy Loans are online lending options for people who are looking for instant cash assistance. The lender approves your loan application on the same day, where you can see the funds being deposited into your account immediately to serve your instant cash needs. Driven by the name, these loans easy to apply for and get approved as well. To place a loan request, you just have to fill a two-minute online loan application and just wait to see the funds being deposited into the account.

Why Is An Easy Loan A Good Alternative To A Credit Card?

Equaling To Cash In Hand

Easy loans online serve to equal cash as the amount is deposited into your account the same day. You can use the cash deposited for any urgent need, like cash in hand. The lender does not restrict the usage of the loan, provided you are committed to the repayments of the loan.

No Worry About Your Credit Limits

Unlike credit cards, you need not worry about your spending limits. You need not worry about crossing the credit limit. After the approved loan amount is credited into the account, you can spend the loan amount completely without worrying about the restrictions from the lenders. You can get anywhere between $500 to $5000 without needing the details about your current account balance or credit card limits. The lender sanctions the loan based on your credit score and repayment capacity. If you are taking Small Personal Loan in spite of having a credit limit, you are most welcome to act according to your financial constraints, and it will no way disturb your existing credit limit.


Like plastic money you use to pay your instant cash needs without risking any of your securities, you can get easy loans without pledging any of the securities. The loans are collateral-free so, are the simple loan procedures. Taking these collateral-free loans not only keeps you away from risking your securities but also staying away from huge and unwanted documentation. The absence of security makes the lender keep up the promise of quick turnaround, same-day approval of the loans.

Installment Repayment

This is the key feature that differentiates easy loans from credit cards. Unlike the credit cycle where you are ought to pay credit bills at a go on completing the cycle. In the case of easy loans, you will get an option to repay the loan in easy installments. You will be repaying the loan in quick installments between 90-365 days. You will be repaying both principal and interest along in easy installments, which is no longer a burden on your budgets. You will be deciding to be availed loan amount and tenure of the loan, unlike credit card limits. In case of any uncertainty throughout the tenure, you can choose a roll-over option where you get some leisure time to handle your repayments.

Easy Applying

Like you swipe your credit card anywhere to make a purchase, easy loans too can be applied from anywhere. All you need to have is a mobile/laptop with good internet connectivity. You can apply for a loan from the comfort of home. Simple documentation makes it easy and quick to apply for a loan at during times of emergency. You may have to just invest time in finding the right lender to apply for the loan.

Author's Bio: 

Breezy Loans are one worthy financial alternative that offers small personal loans of $300 to $2000 for Australians to manage their emergency cash needs. Simple and secure 100% online application and get instant cash on the same day once approval!