There really is no right or wrong choice when it comes to choosing the type of RV that will work best for you and your family. RVs are as diverse as their owners with their preferences, needs and more especially their budget. One type of RV may work for one RV enthusiast and his family but may not necessarily fit the needs and budget of another, and vice versa. It’s up to you if you’ll go for a towable or a motorized RV as long as it meets your RVing lifestyle and needs.

The first major category is the motor home, or motorized RVs. Class A motor homes are the luxury coaches or bus conversions. These babies cost anywhere from $50,000 to a whopping $500,000. The conventional class A RV is one whose living unit has been built on a motor vehicle chassis. Bus conversions, as the name implies, are the standard intercity buses converted to a motor home which makes them more expensive. Class A motorized RVs are easier to drive as it does not require a separate vehicle. The living space can be used while driving. Its downside is that it’s impractical to drive it on short errands or shopping and some owners have to tow a separate car.

The camper van is what’s considered as the class B motor home. Camper vans retain the expediency of a typical SUV or family van while adding extra amenities that makes up a mobile home like kitchen, sleeping, and toilet facilities. Prepare a budget of $35,000 to $65,000 max if you prefer this camper vans.

The class C motor home, often called the mini motor home, offers just about the same conveniences as that of Class A but for less the price. Class Cs is also easier to maneuver than its bigger counterparts however it has less cargo compartments with their price tag ranging from $45,000 to $75,000.

Towable RVs are the second major type and these are separate living trailers designed to be towed by a separate motor vehicle. Fifth wheelers are its first major subtype and it has what is called a gooseneck that rides over the head of the tower thereby reducing the overall length of the 2 vehicles. This type provides better handling when driving as compared to trailers which make their price tag of $12,000 to $90,000 worth it.

If you have a budget range of $9,000 to $63,000 then you can go for conventional trailers. They range from 15 to 35 feet in length and are towed by means of a bumper. Its single floor plan and lower profile than fifth wheelers prove to be more appealing to many RV enthusiasts. Its only downside is that handling can become quite hard the bigger the trailer gets.

Financing motor or mobile homes can be quite difficult because they are not real homes thereby posing unique costs. Banks and lenders can’t finance them like regular homes or regular vehicles. RV enthusiasts can find better and fitting deals through secondary lenders and financers. There are also bad credit loan providers that can grant loans for RVs and you can find many of them online.

Author's Bio: 

Rachel Schwartz is the Marketing Manager of BHM Financial - one of the most trusted names in the bad credit loan industry. This company may be able to help you reach your financial goals. Please visit our Bad Credit Loan website or our Blog and find out today.