is your list of loans on the internet. You will find information about the different loan types that are possible.

Lå is a commercial website run by advertising revenue in the form of commission if people apply for a loan. As a private individual, we recommend you visit several loan sites before choosing to apply for a loan.

The purpose of Lån is to create a transparent overview of lenders in the Danish market.

Our goal is to help you make the right choice once you've decided to borrow money online. Therefore, you will also find an overview of the places where the cheapest and best loans are.

Find the right online loan for you

Borrow money for car, housing, travel or whatever you like. We have made it easy and convenient to find your dream loan whether you are going to Thailand for 2 weeks or 2 hours to the dentist. Just select and apply for the loan that suits you best. In order for you to find the right loan, we have done a lot to make it as easy as possible for you.

Use filter function
Choose one or more loans
Apply for a loan

Please use our filter and sorting feature to opt out of loans that are not relevant to you. For example, you can sort loans so that you can view those offering loans in excess of $50,000. If you are not yet 21 years of age, you can opt out of loans that do not offer loans to persons under 20 years of age.

Once you have found the relevant loan for you, you can click through to the loan providers. You can easily select multiple loans from the list. Right-click the mouse or hold on your mobile to open in a new window. You have a better chance of being approved if you apply for more. Loan money from one of the many providers.

Who are we?

We are a consumer portal that writes and compares loans and other personal financial matters. Here on the site you can read a lot about what loan options are on the web. We've put together all the providers on the web somewhere, giving you more choice. We also have a word explanation for the most commonly used concepts, and we have good advice for you who would like to get rid of your debt again.

How do we do?

We use a so-called “feed” to show offers to loan providers. This feed is updated automatically so you can always be sure to see offers that are up-to-date. We do not offer loans ourselves, but only collect information and prices from other loan providers. We also have a number of guides and articles on personal finance topics.

You can borrow money for that

Loan money for exactly what you want! When you borrow online, there are no immediate questions from nefarious bank advisors. It is you and only you who decide what your money should be used for. Some loan providers ask you well enough about what money is to be used, for example by choosing whether it is for "housing" or "boat", but it does not affect whether you are approved or not. For example, you can lend money to:


Bathroom renovation
New bed or sofa
Deposit or deposit for your new apartment
Moving expenses

TV and Audio

New flat screen TV
Speakers and music
Home theater

IT and mobile

Macbook or laptop
Console Game

Holidays and travel

Winter break to the Alps
Summer vacation with the kids
Extended weekend in London


Stolen bicycle
Dental bill
Damage to the car

In short, you can borrow money for what you want. There are no restrictions. Whatever you want to borrow, you get a fast payday loan. Most loan companies offer the money in your bank account the next day. Some may even pay the money on the same day.

Loan with quick down payment

Need a quick payday loan? Most online loan companies pay out within 24 hours, typically the next banking day. If that is not good enough, you can go for one of the loan companies that pay the same day. Some loan companies even promise money in 15 minutes (!) If you have to borrow money for a larger purchase, your application will typically take longer, though rarely more than 48-72 hours. Same Day Loans These loan providers offer payouts the same day you apply. It is a requirement that you have a NemKonto.

Leasy Min loan
Northern Credit
krone-denominated loans
mini Financials

If you can wait a day to get your money paid , there is a much larger selection to choose from. If you need to borrow a larger amount, for example DKK 100,000, you typically have to think about things taking time. It is still much faster than if you go to the bank.

Loan money fast with NemID

If you are under 30 , do you remember it might not, but there was a time , when it was really difficult to borrow money on the web. You either have to go to the bank with annual statements, tax information, paychecks and budget , or you have to search the net and send papers back and forth. If you go to the bank , you still have to go through the same mill and a bank advisor with a sour mine. But borrowing online has made it much, much easier.

Today you can borrow up to many thousands of dollars without having to submit any documentation, and you can thank NemID and SKAT for this. How? Yes, when you apply online, you have to approve your application with NemID. When you do so, you also give the loan company the right to obtain information from SKAT and other records. There are documents that:

-Annual tax return
-RKI stats etc.

This is done through a system at SKAT, eSkatData, where banks can retrieve tax information automatically. A loan company can therefore create an algorithm or computer program that checks your annual statement, your debt and your credit rating.

It goes lightning fast and in just a few seconds you can therefore be approved or rejected. Thus, you do not have to get credit rating, but you do not get rid of the paperwork and related questions from the bank advisor. An advantage of this system is that you can actually borrow money without having to explain.

The loan companies' algorithms are sophisticated and seem to hit so often that you don't need the old-fashioned method of raising eyebrows and paychecks. In addition, with NemID you can also sign your loan application. Your signature with NemID counts fully, as a signature on paper. It is probably very good, because Post Danmark aka Postnord, is not so much for bringing out mail!

Last but not least, instant payments make it possible to transfer money between bank accounts immediately. However, in most places you need a NemKonto for you to receive money from a loan, so that is the explanation for why you can get the money paid out so quickly. It is very smart then what?

How much can I borrow?

What do you need to borrow money for? A vacation? Dentist Visit? Maybe a deposit for the apartment? You can lend to it all. There are many loan providers today, but not all offer equal loans.

Typically, loans can be divided into groups according to the amount of loan they offer:

Micro loans - up to DKK 15,000 The typical small loans that go by popular names such as "sms loans" and the like. Here you can usually only borrow up to DKK 5000, the first time and you also have the opportunity to borrow as much as DKK 1000. The so-called quick loans also fall into this category.

Consumer loans - up to DKK 75000There are now many loan companies offering up to DKK 75,000. These are the loan companies that only a few years ago only offered micro loans. With low interest rates and better opportunities for credit can therefore now easily find loans of up to 75,000 kr.

Bank loans - up to 500.000kr Do you need a larger loan, eg for car or home, you no longer go to the bank. There are a couple of online banks that offer actual bank loans, up to DKK 500,000. Typically, foreign online banks have entered the Danish market, Santander and Bank Norwegian, to give a few examples.

The above requirements apply to all loan companies. However, it does not mean that you will be approved for a loan if you meet them. You still need to be rated to get the loan. The loans differ greatly. Some loans are easy to get.

These are typically smaller loans, the so-called quick loans. If, on the other hand, you want to borrow DKK 100,000 in a consumer loan, you will typically have higher demands on your income. Therefore, it is best to try and apply to several loan providers. It is totally non-binding and costs nothing.

Author's Bio: 

Here you can read about the different kind of online loans you can apply for in Denmark. Loan Denmark Studen loan Quick loan Payday loan Money loan.