The best car insurance in Nevada will be determined by your rating elements as well as the amenities you seek in a business. If you're looking for auto insurance, the first thing you should do is develop a list of what you want from a provider. Then you can get car insurance quotes from multiple firms that would be a good fit for your needs to determine who can provide you the best deal.

The average cost of car insurance in the United States is $573 per year for minimum coverage and $1680 per year for full coverage. Nevada is more expensive than the national average, with a basic coverage policy costing $870 per year and a full coverage policy costing $2256 per year.

Purchasing car insurance is a simple procedure. Many car insurance companies provide quotes online, but you can also get one by calling or visiting a local agency. You'll need some basic information, such as your address and an idea of the coverage you want to buy — though you can work with an agent to figure out what amount of coverage is right for you.

You'll also need all of the drivers' names, dates of birth, and driver's license numbers, as well as the vehicle identification number (VIN) for each of the cars you want to insure.

There is a lot of traffic on Nevada's highways, with over 2 million licensed drivers and 2.5 million registered cars. Purchasing car insurance coverage is not only a wise financial decision, but it is also a legal obligation. Nevada drivers spend an average of $870 for basic coverage and $2256 for comprehensive coverage, which is significantly higher than the national average.

Best car insurance in Nevada

You may be looking for the cheapest and best car insurance in Nevada because average premiums are higher than the national average. Our insurance editorial staff examined the average premiums from the largest Nevada insurance companies by market share. To assist you in finding an insurance provider that meets your needs, we reviewed this data, taking into account a business's coverages, discounts, and third-party rankings.

Given that the state's average premiums are higher than the national average, finding affordable auto insurance in Nevada may require some digging.

If you're looking for the cheapest and best car insurance in Nevada, start by collecting quotes from the firms listed below:


In Nevada, GEICO offers the most affordable average minimum and total coverage auto insurance premiums. The wide range of discounts offered by GEICO could be to blame for the low average premiums. If you are a government employee, a member of the military, a cautious driver, or if your automobile has certain vehicle safety features, you may be eligible for a discount.

GEICO could be a fantastic option if you're seeking a company with reliable digital tools. The company's smartphone app has a high rating on both the App Store and Google Play, and it allows you to pay bills, file claims, contact roadside assistance, examine ID cards, and adjust policies.


Progressive has affordable average rates and various optional coverages that can help you personalize your policy to your specific needs. You could wish to add loan/lease repayment, unique parts and equipment coverage, ridesharing coverage, or roadside assistance, depending on your needs.

Discounts for continuous insurance, paid-in-full plans, online policies, good students, and homeowners are just a few of the ways to save money on your rate. To save even more money, you might use Progressive's Snapshot feature, which could reward you with discounts based on your driving patterns.

State Farm

If you like dealing with live agents, State Farm could be a good fit.

In Nevada, the firm operates a network of local agents. Because these agents are local, they may better understand Nevada drivers' specific vehicle insurance needs.

Optional coverages from State Farm include rideshare coverage, emergency road service, and automobile rental reimbursement.

Several savings, such as multi-policy, multi-car, accident-free, safe driving, and vehicle safety discounts, may be available to you.

State Farm also offers two safe driver programs: Drive Safe & Save for adults and Steer Clear for drivers under 25, both of which can help you save money while also teaching you better-driving practices.


USAA is one of the most outstanding suppliers for military members and veterans, with a long history of excellent customer service. Even though its average premiums are not the cheapest on our list, USAA nevertheless offers coverage at a lower cost than the average in Nevada. Optional coverage such as roadside assistance, rental reimbursement, and accident forgiveness may be available as part of your auto policy.

In addition to its lower-than-average prices, USAA offers various discounts, including discounts for insuring a new automobile, storing your vehicle while deployed, and parking your vehicle on a military base.


AAA is known for its roadside help, but it also offers various insurance products, including auto insurance. Even though its minimum and total coverage premiums are higher than Nevada's average, you should still get a quote.

If you're currently a member of AAA, you may be eligible for additional benefits such as car repair discounts and 24-hour roadside assistance.

According to AAA, switching insurance saves drivers an average of $381. Additional coverages such as gap insurance, new car protection, rental reimbursement, and accidental death benefits may be available through AAA.

The CSAA Insurance Group, on the other hand, received a below-industry-average customer service rating.

What is the minimum coverage of auto insurance in Nevada?

Drivers in Nevada, like those in most other states, are required to have a minimum amount of liability auto insurance that covers the following:

$25,000 per person for physical harm

$50,000 per accident in terms of bodily injury

Property damage of $20,000

Choosing basic coverage often entails paying some of the most affordable rates. While having some car insurance is always preferable to being uninsured, most insurance experts advise purchasing higher liability coverage for added security. If you cause an accident, you are liable for the injuries and property damage you cause.

You may be left paying those fees out of pocket if your insurance limitations are insufficient.

Furthermore, minimum coverage excludes comprehensive and collision coverage, both of which cover damage to your car. When you select these choices, you are purchasing complete coverage.

If you have a loan or lease, you will almost certainly be required to have complete coverage. Your lender may also impose restrictions on the liability limitations and deductible amounts you can select.

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Find the best cheap auto insurance in Nevada 2021: Compare Nevada car insurance companies for free to get the Nevada cheapest insurance quotes and coverage.