You’ve probably suffered the woes of walking to the bank with a check, only to realize that the bill won’t be paid today, because you put the wrong information on the check. Well, that problem, and many others that can cause check writing to be an arduous task, have withered away through the advancement of check writing softwares.
How Can a Personal Check Writing Software Help You?

Individuals and businesses can free up time, energy and human resources for higher productivity and more sustainable savings, as check writing software automates the detail-oriented check writing process and reduces accounting errors and mistakes.

Whether it’s personal check writing software, or payroll check writing software, it can be a real advantage in multiple cases

For those who wish to personalize their personal checks, with the use of background images and photos
Individuals who make a lot of weekly or monthly check payments
More effective for businesses paying expenses with multiple accounts
When having forgotten to order new checks before current ones run out and the subsequent delays
For people who move often and have to frequently order new checks
If changing banks, information can be changed within the program rather than ordering new checks
Signatures can be stored to save time, and avoid chasing signatory

Key Features of Check Writing Softwares

With the check writing software industry bringing on newer software every month or so, the buyer needs to be well-informed about the ideal one. Quite a lot of times there might be a good software, but learning it might be a mammoth task, thereby reducing productivity. Hence, some of the key features to look for are

Check Design & Program Utility

Check Design Templates: Predetermined design formats that include font style and size and location of check field
Customize Font Styles: The program allows the user to change the font style in the check fields
Add Logos or Graphics: Add personal or company logos, clipart or a background design to a check
MICR Line: Magnetic ink character recognition, a critical feature. The numbers located along the bottom of a check that include bank routing/transit, account, and check numbers. Financial institutions require checks printed with the MICR line
Printable Signature: The signature of a bank account holder can be scanned and added to a check for printing
Pre-written Checks: Checks can be written and printed with all the check information fields filled out forehand
Write Checks with Data from Other Programs: Information from other accounting, bookkeeping or spreadsheet programs can be imported or copied and pasted to the check writing program
Password Protected: Program can be setup or is already setup with a required password to protect user information

Business Operations Support

Invoices/Sales Receipts: Create and/or print invoices and sales receipts for customers
Credit Card Transactions: Record of credit card information and transactions
Supplier Accounts: Individual supplier information that may that may not be part of the frequent payee account section
Estimates: Create and/or print work and cost estimates for customers

Technical Support & Assistance

Tutorials/Wizard: Step by step instructions guide you through certain aspects of the software.
Interactive Support: A number you can call to get help with installation or program errors/problem, or an email to address concerns in real-time
User Manual: A manual included with the product or linked to the internet that instructs the user on various features and functions.

Bookkeeping Functionality

Multiple Bank Accounts: Write and print checks from different bank accounts
Compatible with Accounting Programs: The program will allow imported or copied and pasted information from other accounting, bookkeeping and spreadsheet programs
Checkbook Register: Record of written and printed checks plus the current account balance
Search/Find Specific Checks: Locate specific saved checks through check number, name or code
Recurring Payment Scheduling: The program will setup specific weekly, monthly, quarterly or yearly recurring expenses so you don’t miss a payment
Transfer Funds between Accounts: Record the transfer of funds between different bank accounts to keep account balances up-to-date
Frequent Payee Accounts: Store contact information about people or businesses who receive frequent or recurring payments
Database Backup: Frequently backup all file information to prevent loss of data
Embedded Calculator: A virtual calculator within the program to use for quick adding and subtracting

Author's Bio: 

This article has been contributed by Omar. S. Log on to www.writeawriting.com for more interesting stuff about check writing software.