4 Reasons Why Your First SSDI Claim Might Have Been Denied

One of the safety nets created by the United States government includes SSDI, which stands for social security disability insurance. It is sometimes simply referred to as SSI. This disability insurance has been able to help many people that have been disabled and worried about covering their expenses when they are no longer able to work. However, because most people expect SSDI to be there for them in the event of a disabling accident, it can be very surprising when a claim is denied. This can bring a whole host of emotions such as panic, anger, and frustration. These are four possible reasons why your first SSI claim may have been denied.

You Are Earning Too Much

Because SSDI was created to aid low-income people who are unable to work, their monthly income is carefully monitored. The government places a rule that you cannot be making more than $1,310 per month if you are also taking SSDI. If you make more than this from a part-time job or commission, your benefits will be taken away or denied.

Your Disability Isn't Deemed Severe Enough

One of the most common reasons why a claim may be denied involves the severity of your injury. To qualify for SSDI, your injuries must prevent you from being able to work for more than 12 months. In fact, even if your timeline for healing does extend beyond 12 months, some injuries still may not qualify. For example, an injury involving broken bones may be classified as not being severe enough because most bone injuries will heal.

You Have Not Followed Through on Your Prescribed Therapy

When an individual applies for SSDI, they are often going to be asked to go through several medical evaluations in addition to their current therapy programs. Issues arise when you are not following through on these therapy programs or medical examinations demanded by the government. In this case, your claim is likely to be denied. It must be noted that some excuses will be accepted. These may include things such as mental illness and a phobia of the process. However, in any case, you must do your best to work with your doctor and find a way to complete your physical therapy to the best of your abilities.

You Didn’t Use an Attorney

When you file for disability insurance, you have the option of applying on your own. However, it is often recommended that you consult with an SSDI or SSI attorney. They can help ensure that everything is filed correctly and that you provide the proper evidence of your disability and financial needs. If your first claim was denied, make sure to contact an attorney before you appeal the decision.

As you can see from the information above, there are several reasons why your claim may be denied. In order to speed up the process and get your next claim accepted, it is highly recommended to work with a professional SSI attorney.